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This is Anesa, 35, resident of Bacoor, Cavite, Philippines. She is a single parent and she has three children. She manages their household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.

Anesa operates an accessories retail business. What she basically does is buy accessory items from wholesalers and sell them per piece/pack, for a profit. Customers are attracted to buy due to the low selling prices and the many options she offers. She earns a minimum of PHP 500 (Philippine Pesos) in sales every day.

To help her continue operations of her business, she is requesting a PHP 10,000 loan. She will be utilizing the loan to buy more quantities and varieties of accessory products, to expand her product inventory. She expects a boost in her business income as she expands her business.

Anesa hopes to have her own stall and dreams that her children will have a good life and future. Every week, she faithfully meets up with her co-fellowship members to share stories of her work and also to draw strength and inspiration from the Word of God she studies.

* All Center for Community Transformation Credit Cooperative (CCT) community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 410
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Anesa to pay for different accessories like pony tails, coin purses, bonnets, and other products needed in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 22, 2013
Currency Exchange Loss:
Jun 17, 2013