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Gulanda is 31 years old and married. She and her husband are raising four children; their youngest is a two-year-old daughter. The family mostly works in livestock and agriculture. Beginning ten years ago with almost nothing, their business now brings in around 20,000 KGS a month from the sale of milk and dairy products. In the winter time, Gulanda sells fruits and vegetables at a market. With the goal of increasing the number of animals among her livestock and the work available during spring, Gulanda has turned to Bai Tushum and Partners for a loan of 100,000 KGS to buy livestock and fertilizer to cultivate the land for planting. She plans to use the income from the loan to buy two dairy cows which will allow her to improve her financial position and, in the future, make repairs to her home.
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Гуланде 31 год, замужем. Вместе с мужем воспитывают четверых детей, младшей дочери 2 года. Основная деятельность семьи Гуланды – разведение скота и полеводство. Начатое практически с нуля 10 лет назад с момента создания семьи, хозяйство сегодня приносит около 20,000 сом (KGS) в месяц от продажи молока и молочных продуктов. В Зимнее время Гуланда занимается торгоавлей овощей и фруктов на рынке. В целях дальнейшего увеличения поголовья скота и для весенне пахотных работ, Гуланда обратилась в компанию «Бай Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота и удобрений для обработки земли для посева. Доходы от кредита Гуланда планирует вложить покупку дойных коров, что позволит ей увеличить свое хозяйство и в будущем отремонтировать дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 39
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Gulanda to purchase cattle and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Feb 22, 2013
Currency Exchange Loss:
Mar 17, 2014