A loan of $125 helped to buy a young milk-giving cow.


Subdra's story

Subdra is 45 years old. She is married and has two children, aged 30 and 26. In 2005, she established her cow-raising business. Working seven days a week and four hours a day, she supoorts her family.

She has already received and successfully repaid one loan from Patan Business and Professional Women and used her most recent loan to buy a young milk-giving cow. In the future, Subdra plans to uplift the economic condition of her family. She thanks you for your support.

Dairy cows are an important source of nutrition and income in Nepal. Cows are never raised for beef, but for their milk, from which curd (duy) and fresh cheese (paneer) are made. Jersey cows are the preferred breed for milking. On average, a dairy cow in Nepal will produce about ten liters of milk each day. In the local market, a liter of milk sells for about USD 0.50.

In addition to producing milk, cows provide dung that is used in home construction, as fuel for fires, and can be captured in methane storage tanks. The purchase of a dairy cow, made possible through a Kiva loan, is an investment that will repay itself many times over.



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Loan details