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Martha Esperanza
Martha, age 40, lives in Libertad. She started her business selling clothes. Then, she was increasing her business little by little.

She works alone all day. On occasions when she has a lot of work or a family emergency, her husband helps her. With God’s help it is going very well for her.

She is married. Her husband helps her by working as a taxi driver. She does not have children. She and her husband help each other to get ahead with the household expenses.

She wants to use the loan to buy blouses, pants, and underwear so that her business will continue growing. She wants to continue investing in more merchandise in order to be able to have greater income and to be able to pay for the household expenses.
View original language description ↓
La clienta Martha vive en Libertad, tiene 40 años de edad. Ella empezó su negocio vendiendo ropa luego fue incrementando poco a poco su negocio.
El trabajo lo realiza sola, en todo el día. En los casos que tiene mucho trabajo o de alguna emergencia familiar o necesidad le ayuda el esposo, le va muy bien con la ayuda de Dios.

Está casada y su esposo le ayuda trabajando como chofer de un taxi, no tiene hijos, tanto ella como el esposo se ayudan para salir adelante en los gastos del hogar.

Con el préstamo la clienta quiere comprar blusas, pantalones, interiores para su negocio y asi siga creciendo e invirtiendo en más mercadería para así poder obtener mayores ingresos y poder pagar los gastos de su hogar.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Martha Esperanza to buy merchandise like blouses, pants, and underwear.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 25, 2013
Currency Exchange Loss:
Mar 27, 2014