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Gisela Alexandra
Gisela, age 36, lives in Libertad. She learned how to have a business from her father. He was the first in the family to manage to have a 'lubricadora' (a place that carries out vehicle oil changes).

She works with her husband, who stays in the business. She does not have any difficulty because her business is at her own house.

She is married and has one minor child. Her child goes to a public school. For Gisela and her husband, their child is their strength in order to get ahead every day and to get everything they propose, especially with God’s help.

She wants to use the loan to buy oil, automobile batteries, and more. This way her business will provide all types of services for automobiles. It is what she likes to do.
View original language description ↓
La clienta Gisela vive en Libertad, tiene 36 años de edad. Ella aprendió a tener un negocio así por el papá que fue el primero de la familia que logró tener el negocio de una Lubricadora. Todos los hermanos tienen una lubricadora.
El trabajo lo realiza junto a su esposo que se queda en el negocio. No tiene ninguna dificultad ya que su negocio lo tiene en su propio hogar.
Está casada, tiene un hijo menor de edad que estudia en una escuela fiscal, para su esposo y ella su hijo son su esfuerzo para seguir adelante cada día y obtener todo lo que se propongan sobre todo con la ayuda de Dios.
Con el préstamo quiere comprar aceite, baterias para autos y más su negocio dando así todo tipo de servicio de autos. Es lo que le gusta hacer.

Additional Information

More information about this loan

This loan is for a Kiva borrower to pay for medical treatment. These borrowers face higher barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing borrowers with health conditions and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,625 helped Gisela Alexandra to buy oil and auto batteries.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 25, 2013
Currency Exchange Loss:
Mar 27, 2014