A loan of $350 helped to buy grocery goods.


Bhuma's story

Bhuma is 27 years old. She is married and has two children, aged 5 and 2.

In 2005, Bhuma established her grocery store business. Working 7 days a week and 12 hours a day, she supports her family. She has already received and successfully repaid six loans from Patan BPW and used her most recent loan to buy grocery goods for her business.

In the future, Bhuma plans to uplift the economic condition of her family. She thanks you for your support.

In the Kathmandu Valley, the small grocery stores, called “pasal”, are an important part of the local economy. Fresh produce, milk, and staples such as rice, lentils, and flour are purchased daily for cooking in the home. Owners of small grocery stores use Kiva loans to increase their purchasing power and profit margins. By keeping inventory strong and purchasing in larger amounts, owners of these small stores are able to increase profitability. While a typical pasal might be no more than 100 sq. feet, they are always full of bargaining customers, incoming produce, and shrewd businesswomen.



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