Update on JosiahJosiah is happy to have received a loan through Milango. He invested the previous loan in repairs. The family has grown, and Josiah's wife is now looking after the family's salon business.
Josiah wants to become the major supplier of batteries in his area. He has been selling second-hand batteries and scraps.
Josiah is applying for a loan of 83,500 KES to buy batteries for sale. Despite challenges like competition and an increase in prices, he believes he can improve his income so that he can repay his loans, pay for education for his family, and raise their overall standard of living.
Previous Loan DetailsJosiah lives in the coastal town of Changamwe. He runs a battery charging and repair business, which has been in operation for four years. Besides this, he runs a salon business. He is married and has one child who has not joined school. He joined Milango in May of this year and repaid his f... More from Josiah's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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