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Jannat is 43 years old. After her wedding in 1993, she began looking for a source of income and got into the field of fattening and re-selling cattle. She also sells milk, having started out with 2 dairy cows that her parents gave as a wedding present. Today, her farm includes 6 dairy cows and 20 horses, and brings in around 25,000 Kyrgyzstan Som each month from the sale of dairy products and re-sale of cattle. For the purpose of further developing her business, Jannat has approached Bai Tushum & Partners for a loan of 135,000 Som to buy more livestock. She plans to use part of the income generated by this loan to pay for her children's education, and part will be put towards the expansion of her farm and her children's futures.
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Жаннат 43 года. В 1993 году,после свадьбы в поисках дохода, Жаннат начала заниматься откормом и перепродажей скота, дополнительно занимается продажей молока, начав с двух дойных коров, подаренных родителями на свадьбу. В настоящее время в хозяйстве Жаннат имеется 6 дойных коров и 20 лошади приносящих около 25,000 сом (KGS) в месяц от продажи молочных продуктов и перепродажи скота. В целях дальнейшего развития своего бизнеса, Жаннат обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на закуп дополнительных голов скота. Доходы от кредита Жаннат планирует частично вложить в образование детей, а в дальнейшем - в увеличение хозяйства и обустройство будущего детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 35
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Jannat to purchase cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Feb 22, 2013
Currency Exchange Loss:
Sep 17, 2014