Theresa is a small trader in Soba, Hohoe community. She has received education only to the middle school level. She is a widow and has 4 children.
Theresa explained that her working capital was not enough to acquire more products, so she decided to take out a loan so she could produce palm oil which is on high demand now and will enable her make some money.
Theresa has been in the small trading business for the past 7 years. Since she is a widow and receives no help financially from anyone else, she is responsible for all the financial needs of her children and herself. Her loan will be used to buy palm fruits and increase her working capital for her trading business. She hopes to save her new profits from her businesses and put it towards her children's education.