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Armenuhi is 28 years old and lives in Ijevan town with her brother. She studies at Yerevan State University in Ijevan in the Faculty of Mathematics and Mechanics. Together with her studies, Armenuhi works at a local store as a seller where she trades clothing. She works hard to sustain her and her brother's living. But, unfortunately, her monthly income is hardly enough to cover the family's daily costs, and it is very difficult for Armenuhi to save money for her education. She has applied for this loan to pay for her university tuition. This will help her to complete her education and become a good specialist. Armenuhi dreams of having a good job and improving her and her brother's livelihood.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $15,768,025
    Funds lent in using Kiva
  • 406.7
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Armenuhi to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Feb 21, 2013
Currency Exchange Loss:
Jan 17, 2014