Samuel is a 35-year-old married man with three children living Fort Portal, Uganda. He owns rental houses where he collects a monthly rent and he also drives a taxi to earn extra income. Good father that he is, he desires to educate his children up to the university. Bad weather and roads and failure of tenants to remit money on time affect his business while his dream is to own a housing estate. Samuel intends to use the loan to construct toilets for his tenants.