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Elsie is 34 years old and married with one child who is in school. She runs a general store in the Philippines and works very hard to provide for her family. She has been in this business for four years and sells a variety of items, such as shampoo, detergent, diapers, and other miscellaneous items. Elsie has requested a loan of 20,000 Philippine Pesos (PHP) through NWTF to purchase more groceries to sell.

In the future, Elsie would like to save enough money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 340
    View loans »
    Philippines Loans Fundraising
  • $70,624,175
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Elsie to purchase more groceries to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Feb 21, 2013
Currency Exchange Loss:
Oct 17, 2013