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Sahak and his wife are engaged in land cultivation. In their own greenhouse, they plant various kinds of vegetables, such as tomatoes, peppers, and cucumbers, and sell them in the Ararat region markets. The revenue they use to sustain their large family.

Sahak has four children: two sons and two daughters. His mother, who is retiree, also lives with them. Sahak is 35 years old and lives with his family in one of the villages of Ararat region.

More than five years ago, Sahak used to work as a builder. But, since 2010, he runs his own family agricultural business. He is satisfied with this activity and hopes to enlarge it in the future. Land cultivation is a hard business, but at the same time, more profitable. Sahak and his wife do their best to build a good future for their children.

Sahak asks from Kiva lenders a USD 2,500 loan which will help him to repair their greenhouse in order to be able to plant the vegetables at the appropriate time.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Sahak to repair his greenhouse in order to be able to plant the vegetables at the appropriate time.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 21, 2013
Currency Exchange Loss:
Mar 17, 2015