A loan of $450 helped to pay for grocery items, toiletries and beverages needed in her business.


Merlita's story

This is Merlita. Her previous loan was a big help in her business. She was able to buy more products for her variety store. She also owns and oversees a tricycle for additional income. She and her husband who is a cook work hard to provide income for their everyday expenses. She would like to apply for another 18,000 PHP loan for her to buy groceries, toiletries, beverages and other products to add to her inventory. The more items displayed at the store the better. More items to sell will result in a better profit. Her profits from the business will definitely help sustain her family’s daily needs and children’s education expenses. She looks forward to this financial increase with gladness and thankfulness in her heart. Merlita hopes to see her business growing larger and dreams to give her children a good life and education. She meets up with her co-fellowship members to share stories of her life and business every week, and this is where she draws strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and pay microfinance loans.



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