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Naema, 39, is married to Gewar, 35. In their marriage, Naema and Gewar have been blessed with two children, Yunita, 17, and Novita, 11, both attending school. Naema runs a kiosk business, working 7 to 10 hours everyday. Prior to having her kiosk, she sold her goods from her living room.

Naema desires to improve her business and so is requesting a loan of IDR 3,000,000 from TLM to add more items such as sugar, tea, coffee, soap, instant noodles, snacks, mosquito coils, etc. She is confident that having a wider inventory will attract more customers, thereby increasing her profits.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 66
    View loans »
    Indonesia Loans Fundraising
  • $6,306,750
    Funds lent in using Kiva
  • 9,678.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Naema to buy more kiosk items such as sugar, tea, coffee, soap, instant noodles, snacks, mosquito coils, etc.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 12, 2013
Feb 21, 2013
Currency Exchange Loss:
Sep 17, 2015