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Cholponai is 54 years old. After the fall of the USSR and the dismantling of the collective farm system, she received a portion of land, which is how she ended up starting her own business in 1992 with a sum of just 5,000 Kyrgyzstan Som. Since that time, she has been working in animal husbandry and growing crops. Thanks to her hard work, her business brings in a monthly profit of 15,000 Som from the sale of milk and dairy products, and the sale of crops generates an annual income between 50,000 and 100,000 Som, depending on what kind of season it has been. Currently, her farm includes 2 dairy cows, 2 horses, and 2.4 hectares of land where she grows peppers and perennial herbs. For the purpose of further developing her business, Cholponai has approached Bai Tushum & Partners for a loan of 13,000 Som to buy 5 heifers to fatten and sell. Her long-term plan for the income generated by this loan is to expand her business, and in the short term, it will allow her to realise a long-cherished dream of buying a car.
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Чолпонай 54 года. После развала СССР и расформирования коллективных хозяйств, Чолпонай получила свою долю земли. И так с 1992 года Чолпонай организовала свой бизнес с 5,000 KGS. С тех давних времен Чолпонай в качестве основного источника дохода для своей семьи, занимается животноводством и полеводством. Благодаря упорному труду Чолпонай , ее бизнес,позволяет ей иметь прибыль в сумме 15,000 сом (KGS) в месяц с продажи молока и молочных продуктов еще ежегодно имеет доход от полеводства примерно 50,000 - 100,000 KGS взаимозависимости от сезона. На сегодняшний день, в ее хозяйстве имеется 2 дойные коровы, 2 лошади, также Чолпонай возделывает 2,40 га поливной земли, где выращивает перец и многолетние травы. В целях дальнейшего развития своего бизнеса, Чолпонай обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку 5 телят для откорма и перепродажи. Доходы от кредита Чолпонай планирует вложить в дальнейшее расширение бизнеса. Данный проект позволить осуществить давнюю мечту, приобрести автомобиль.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,725 helped Cholponai to purchase 5 heifers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 22, 2013
Currency Exchange Loss:
Dec 17, 2013