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Sitha's Group
In this Group: Sitha, Savy
A mother of five children residing in the Thmor Koul district of Battambang Province, Sitha is 57 years old. She manages one-and-one-half hectares of rice farmland, while her husband works for another for a fee as extra income. Engaged in this business for 15 years, she is able earn about 30,000 KHR each month.

Now, Sitha joins a micro-loan group consisting of two persons who are seeking a loan of 1,000,000 KHR each. As a group leader, she will use her portion to buy fertilizer and to pump water for her cash crops. She hopes that her income will increase gradually and enable her to set aside some money for future needs.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 171
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 3,983.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sitha's Group's $525 loan helped a member to buy fertilizer and to pump water for her cash crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Mar 1, 2013
Currency Exchange Loss:
Dec 17, 2013