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Manuel is 32 years old and married. His business is located in his home in Santa Catarina Ixtahuacán, Sololá, Guatemala, and thanks to his efforts to get ahead and his positive attitude in the community he is now a well known and appreciated merchant in his area. Previously he had been a farm hand, working in the fields for different people, and with his hard work he was able to purchase land and cultivate bananas and coffee. Thanks to his harvests he's been able to start a small business buying and selling bananas and coffee, but he does not have the necessary capital at the moment to continue the business. For that reason he came to the offices of Kiva partner Asociación ASDIR to request a loan so he will be better able to serve his customers and differentiate from the competition. He only wants to continue growing his business and to be able to improve the quality of life for his family. His business currently employs two workers, so it can improve the quality of their families' lives as well.

Translated from Spanish by Marty Greenstein, Kiva Volunteer

Don Manuel tiene actualmente 32 años de edad, es Casado, su negocio se encuentra ubicado en su domicilio que se encuentra ubicado en la Aldea Chuisanto Tomás, del municipio de Santa Catarina Ixtahuacán, departamento de Sololá, y gracias a sus esfuerzos para seguir adelante y su actitud positiva en la comunidad ahora ya es un comerciante muy conocido y apreciado en la Aldea, ya que antes era un jornalero para realizar trabajos de campo con diferentes personas en la aldea, y con sus esfuerzos para seguir adelante consiguió comprar terreno y los cultivó de banano y café, gracias a sus cosechas que recibe de parte de su terreno logró iniciar un pequeño negocio de compra y venta de banano y café, por tal razón que no cuenta con el capital necesario para seguir dicho negocio se vio en la necesidad de acudir en las oficinas de la Asociación ASDIR, para poder dar una mejor atención a la clientela y así poder hacer diferencia con la competencia, y solo así poder seguir creciendo en su negocio y poder dar mejores condiciones de vida para su familia. Actualmente cuenta con 2 empleados en su negocio de compra de banano y café la cual ha generado oportunidades de trabajo, como también a que la familias de los empleados tengan una mejor condición de vida.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

About Guatemala

  • $5,300
    Average annual income
  • 40
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 7.5
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Manuel buying and selling of bananas and coffee / Capital de trabajo, Compra y Venta de banano y café.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 3, 2008
Jun 18, 2008
Currency Exchange Loss:
Feb 18, 2010