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Maria De La Concepcion
Mrs. María lives in the municipality of Ticuantepe, Eduardo Contreras neighborhood. Her husband works for a private company. She works also, but it is difficult for them to collect the money to buy the materials needed to finish building their house.

With the granted loan she will buy tiles, tile mortar, cement and paints for the floor. She appreciates the help that AFODENIC and KIVA have given her.
View original language description ↓
La señora Maria Habita en el municipio de Ticuantepe en el Barrio llamado Eduardo Contreras, su esposo labora para una empresa privada al igual ella trabaja su mayor dificultad es que no pueden reunir de una sola verz el dinero para comprar los materiales que necesitan para terminar su casa en construccion, con este credito que se le ha otorgado comprara Ceramica, Bondex, Cemento y pinturas para hubicarla en el piso de su casa, Agradece el Apoyo que Afodenic le esta brin dando en conjunto a Fondos Kiva.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,388,300
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Maria De La Concepcion to buy construction materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Feb 20, 2013
Currency Exchange Loss:
Dec 17, 2013