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Francisca is 44 years old and lives with her husband, her mother, and a young child. Francisca is a good mother who watches over her family's wellbeing. She has been working making dairy products for many years. She makes cream, different types of cheese, pot cheese, and other products.
She has always been very responsible and dedicated to her work, trying to make everything the best quality possible, which is why she has lots of customers. Francisca later sells her products to different stores and also among friends and neighbors at home.

Francisca wants to improve her business and attract more customers, which is why she is requesting a loan from Integral. She will be able to purchase more ingredients like milk, baking soda, and other items so that she can make more dairy products. This will allow her to improve her earnings.
View original language description ↓
Francisca de 44 años de edad, vive junto a su esposo, su madre y un pequeño hijo. Francisca es una madre de familia que vela por el bien de su familia, ella se dedica desde hace muchos años a la elaboración de productos lácteos como: crema, diferentes tipos de queso, requesón y otros más. Ella siempre ha sido muy responsable y dedica a su trabaja, tratando de hacer todo con la mejor calidad posible, por lo que posee mucho clientes. Francisca posteriormente vende sus productos en diferentes tiendas y así mismo en su casa de habitación con vecinos y amigos. Francisca tiene el deseo de mejorar su negocio contando con más clientes, es por esta razón que ella solicita un préstamo a INTEGRAL para poder comprar más materia prima como leche, bicarbonato y otros más y así elaborar más productos lácteos. Esto le permitirá mejorar sus ganancias.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 552
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Francisca to purchase ingredients to make dairy products.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 20, 2013
Mar 1, 2013
Currency Exchange Loss:
Apr 18, 2013