A loan of $825 helped to buy ingredients for her tortilla business, and to buy merchandise like children's clothing, shoes, camisoles, and skirts among other things.

Vilma's story

Vilma, 42, is single and has four children, ages 11, 20, 22, and 23. Only the youngest one is in school. The rest are working. She started her business after separating from the father of her children. She had to move from one region to a town in Chinandega in search of work. She needed to support her children, since she was a single mother with no support from anybody and due to her children, she was unable to find work. But with the help of a good samaritan who gathered corn and offered her this product on credit, she started her tortilla business. With time, she was able to start another small business - selling clothing as a street vendor. Now she has been in this business for 13 years. Even though she was not able to help her children with their professional studies, they finished secondary school and learned to work for themselves. This is not the first time she has asked for credit through our institution. She has an excellent credit record, because she has been very determined. This investment will help her have the necessary ingredients to make her tortillas and invest capital in her clothing sales business. Her dream for her business is to have this source of income for a long time, and to help her child who still lives with her with his professional studies. The loan is to buy corn, bags, lime, firewood, children's clothing, shoes, socks, and camisoles among other things. Vilma is grateful for the help given to small businesses with few resources and poor countries like Nicaragua.

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Translated from Spanish by Kiva volunteer Caitlin Jones

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