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Rosa Marlene
Achuapa is a small village where delicious pastries with a milk and cheese base are made and are very famous for their high quality. They are exported outside of the country.

Rosa Marlene lives in this feisty village. She is a 48 year old teacher that has worked almost all of her life teaching elementary school age children from rural regions. Because of her charisma, she is very loved by her students and the parents of her students.

She is very satisfied because in all of these years she has offered a little to the development of Nicaragua, forming professionals that are the future of the country.

This woman leaves her house at 5 am every morning, with great trouble and despite her age, to be punctual in her workplace and give the best of herself.

In recent days, she has been in bad health. For this reason she is requesting a loan to buy medication and get medical examinations with the goal of improving her health and continuing to fight to bring the best to her students.

She is requesting the support of Kiva investors through Ceprodel to improve her health, and thanks them in advance for their great help for people who have limited resources.
View original language description ↓
Achuapa es un pequeño poblado donde elaboran riquísimas rosquillas a base de leche y cuajada que tienen tanta fama por su buena calidad que la exportan fuera del país.

En este pueblo luchador habita doña Rosa Marlene, una profesora de 48 años que se ha dedicado casi toda su vida a impartir clases de primaria a niños de comarcas rurales y que por su carisma es muy querida por sus alumnos y los padres de estos niños.

Se siente muy satisfecha porque en todos estos años ha brindado un poquito de arena al desarrollo de Nicaragua formando profesionales que son el futuro del país.

Con gran esmero esta señora a pesar de su edad sale de su casa a las 5 am para estar puntual en su centro de labores y dar lo mejor de su experiencia.

En los últimos días se ha sentido un poquito mal de salud por este motivo está solicitando un crédito para comprar medicamentos y realizarse exámenes médicos con el fin de mejorar su salud y seguir luchando por brindar lo mejor a sus alumnos.

Solicita a los inversionistas de Kiva que le brinden su apoyo a través de Ceprodel para mejorar su salud y agradece de antemano por esta gran ayuda a personas de escasos recursos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Rosa Marlene to buy medication and pay for medical examinations.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Feb 19, 2013
Currency Exchange Loss:
Mar 18, 2014