A loan of $475 helped to buy poultry birds and construct a dairy unit.

Kwamboka's story

Kwamboka lives in the Nyamira area of Kenya, which is a popular banana growing region. She has 3 children and has been doing this work for 8 years. Her primary income sources are milk, eggs, tea, transportation services and personal business.

She stated what is most enjoyable about farming: 'Picking tea!' Her biggest challenge is 'Poultry farming.' Animals on the farm have been given the names of 'Sero.'

Kwamboka was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'Interest rates are favourable.' This client was also asked what was learned during Juhudi's required micro-finance training session: 'How to use the loan.'

Her highest monthly expense is school fees. When asked 'How will this loan benefit your family?', Kwamboka replied 'Improve my living standards.'

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Kwamboka owns the following: 'cow, poultry, pump, motorcycle' but does not own 'pig, bicycle, automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net, sewing machine' but does not have 'electricity, solar power, running water, TV, DVD'.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Loan details

Lenders and lending teams

Loan details