A loan of $2,300 helped to start up a green grocery business.


Natia's story

Natia is 29 years old. She lives in the small town of Rustavi with her family: her husband, her father-in-law and a child. Natia is the only income provider in the family. She works as an office manager and gets a small monthly salary. Natia requested credit for the start-up of a grocery business. Her loan request was approved in the framework of new joint initiative of Kiva and Credo. The start-up loan program envisages provision of business start-up and re-start-up credits with easy conditions to the country's rural poor, who do not have access to credit products, being regarded as “high-risk borrowers” because of their low income. With the received credit, Natia will start to sell green grocery products. She will use the credit for purchasing fruit and vegetables from farmers at wholesale prices and sell them in her town with a price mark-up from a small store. She is confident that the requested loan will be productive for her business and beneficial for her family. Natia will have enough income to access regular credit products available on the country’s capital market, in case of need.



Loan details


Lenders and lending teams



Loan details