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Cissy is married with seven children; five them go to school. She doesn’t take care of additional family members.

Cissy has a retail shop, and has been in this business for eleven years. She generates additional income from rental rooms and selling used clothes nears her retail shop. Cissy works from her home, and sells to all categories of people, but on retail basis only.

She has applied for a loan of 2,000,000 Uganda shillings from MCDT-SACCO to buy more bags of sugar, cartons of salt, boxes of soap, jerycans of cooking oil, maize flour, and crates of soda. Her major business challenges include seasonality, transportation, and the ever increasing prices of commodities in Uganda.

She aspires to own a fully stocked retail shop, and also to build rental rooms. She resides in a rented house, and the family has access to electricity and piped water. Her monthly expenses includes school fees, paying for electricity and water, and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 116
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,659.7
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Cissy to buy more bags of sugar, cartons of salt, boxes of bread, jerycans of cooking oil, maize flour and crates of soda.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Feb 19, 2013
Currency Exchange Loss:
Sep 17, 2013