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Ms. Shabana is 37 years old, a married woman and a mother of five children. She has been providing services of flour grinding in her community. Her husband’s income is not sufficient to meet the needs of the family members alone so she started this business in her home to contribute to the family income. She knows the techniques of grinding well and has ten years of experience in this field. By this time, she has become famous for providing fine quality flour and earns enough to support the needs of her family members.

In order to purchase a new grinding machine she contacted Kashf Foundation and applied for a loan of Rs. 25,000. That would help her to cater for more customers time after time which ultimately helps in generating more cash. She wishes to spend part of profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 246
    View loans »
    Pakistan Loans Fundraising
  • $17,606,550
    Funds lent in using Kiva
  • 98.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shabana to purchase a new grinding machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 17, 2014