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Joan owns and has operated her general store for three years. She is married having only one child. Joan's spouse is a police officer. Despite the fact that her spouse is police officer, Joan decide to generate her own income so they can have a better income someday.

Joan would like to complete the merchandise she offers in her general store so that her neighborhood customers will no longer pass by her store. With her determination to complete the merchandise she offers, she is asking for financial assistance amounting to PHP 5,000. She believes that this loan amount will enable her to gain better profit and customer satisfaction.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 428
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Joan to buy stocks of merchandise such as cases of soft drinks, eggs, ingredients and assorted biscuits for her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 19, 2013
Currency Exchange Loss:
Sep 19, 2013