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Msakuzi Group
In this Group: Benedicta, Rofina, Fransisca, Joseph, Lucy, Kulwa, Isack, Martha, Calista, Linda, Bora*, Mery
* not pictured
Benedicta, who is in her late 40s, is single, with a boy who is an adult and who has completed his college studies.

For a period of three years now, she has been running a cross-border business, selling clothes to specific customers. She has no business premises and no specific working time. Whenever she buys her products, she delivers them straight to the customers' premises, according to their orders.

This will be her 14th loan from Tujijenge Tanzania Ltd. She used the previous loans to buy a three-wheel motorcycle (Bajaji), increased her stocks of clothes, and started building her house. She has successfully paid back all of her loans.

She will use this loan to finish building her house. Her dream is to one day be able to open another business, so as to expand her portfolio.

Benedicta will share this loan with her loan group, "Msakuzi," which totals 12 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tanzania

  • $1,900
    Average annual income
  • 20
    View loans »
    Tanzania Loans Fundraising
  • $16,082,000
    Funds lent in using Kiva
  • 1,615.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Msakuzi Group's $5,150 loan helped a member to finish building her house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 18, 2013
Feb 19, 2013
Currency Exchange Loss:
Jul 17, 2013