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Sehati Damai 1 Group
In this Group: Nuryani, Trisna, Asmarani, Sofiah, Shopianah
The Group "Sehati Damai 1" will begin its second cycle with VisionFund. It is made up of five members, and Nuryani is the president. The types of businesses from this group are varied, among them there are: socks sales, minutes sales, cooked food, and a grocery store.

Currently, Nuryani has her own business of chicken noodle selling and some kind of juice selling. She started this business over the last two years. The loan she is now requesting is to increase her capital (purchase 20 kilos of noodles and fruit to make juice). She will be making it and selling it from 10am-6pm near her house. Every day she can get profits of at least 30,000 IDR. Sometimes she faces the obstacle of the price of chicken increasing.

She has a plan to add new food to her menu. She has a dream of seeing her child work in a famous company.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 99
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,670.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sehati Damai 1 Group's $1,200 loan helped a member to buy noodles, mustard, fruit for juice (mango, avocado, orange), and two chickens.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Feb 25, 2013
Currency Exchange Loss:
Mar 22, 2014