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Ritchel is from BaƱadero, Ozamis City, Misamis Occidental. She is 35 years old. She is married and has two children.

To make a living, she owns and operates a general store in the local community, selling shampoo, cooking oil, salt, sugar, candies, food for snacks, soap for washing clothes, and other items. She has been in this business for eight years and earns PHP 9,000 per month.

In 2007, Ritchel joined Gata Daku Multi-Purpose Cooperative (GDMPC) to gain access to finances. Ritchel is requesting a loan of PHP 22,000 to purchase additional goods to sell. She plans to expand her business and save a portion of her income to buy a refrigerator, so she can make ice candy and ice water to sell.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 456
    View loans »
    Philippines Loans Fundraising
  • $69,701,375
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ritchel to purchase additional goods to sell in her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 14, 2013
Feb 19, 2013
Currency Exchange Loss:
Sep 17, 2013