A loan of $1,250 helped to pay for more gallons of mineral water to expand her product inventory.

Carmelita's story

This is Carmelita, a resident of Cabrera, Pasay, Philippines. She is married and a mother to her children. She and her husband manage their household while operating a business. At this time, she is working hard to continually provide income for her everyday expenses.

Carmelita is a mineral water distributor. What she basically does is buy mineral water in containers from wholesalers, then sells them individually (5 gallons per container) at a profit. She also sells rice for additional income. Her regular customers for her mineral water are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

To help her continue operation of her business, she is requesting a PHP 50,000 loan. She will be utilizing the loan to buy more gallons of mineral water to expand her product inventory. She expects a boost in her business income as she expands her business.

Carmelita hopes that she will be successful in her businesses and dreams they will have their own lot. She meets up with her co-fellowship members to share stories of her life and business every week, where she can also draw strength and inspiration from the fellowship and from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

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