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Clara Luz
Clara is 48 years old and is characterized for being hard working and committed to getting ahead. She lives together with her two children and grandchildren who pay for their own expenses. Four years ago Clara was able to set up her own business where she sells soft drinks, juices, tamales, typical dishe, snacks and other products. She has a very good location as she is surrounded by schools and there is a soccer field where many people go to on Sundays. This is something that Clara takes advantage of as much as she can.

She is requesting a loan from INTEGRAL to be able to buy greater quantities of raw material to make her typical dishes. She will also buy drinks, snacks, bread, bottled water and anything else that would allow her to improve her earnings in her business.
View original language description ↓
Clara de 48 años de edad, se destaca mucho por ser trabajadora y dedicada a salir adelante. Vive junto a sus dos hijos y sus nietos quienes costean sus propios gastos. Desde hace cuatro años que Clara pudo poner su propio negocio, en el que comercializa bebidas gaseosas, jugos, tamales, platillos típicos, golosinas y otros más. Su ubicación es muy buena ya que está rodeada de escuelas y hay una cancha donde los domingos asisten muchas personas, lo que Clara aprovecha al máximo. Ella solicita un préstamo a INTEGRAL, para poder comprar mayor cantidad de materia prima para elaborar los platillos típicos, así también para comprar bebidas, golosinas, pan, agua embotellada y todo lo que le permita mejorar las ganancias de su negocio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 577
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Clara Luz to buy drinks, snacks, and products to make typical dishes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 19, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 21, 2014