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Karina Jessenia
Karina, 24, lives in Libertad. She started her business selling fast-food with her mother on the corner where her house is and since then has enjoyed it and decided to open a restaurant. She works with her mother and a young man who helps her wait on customers. Her daily difficulty is robbers and some of the customers who leave without paying for their food. She’s a single woman with no children so she supports herself by herself and continues forward by herself too helping her mother out as needed.

She wants to use the loan to buy sugar, vegetables, grains and fruit in order to be able to make more lunches. In future, she wants to be able to get a restaurant in city center where lunch and dinner sales are more profitable.
View original language description ↓
Karina vive en Libertad, tiene 24 años. Comenzó su negocio vendiendo comidas rápidas en la esquina de su casa con la mamá y desde ese entonces le fue gustando y decidió poner un restaurante.

El trabajo lo realiza con la mamá y un chico que le ayuda a servir. La dificultad que vive día a día es la de los ladrones y que algunos clientes se van sin antes pagar la comida.

Es una mujer totalmente soltera, no tiene hijos así que se mantiene sola y sola sigue adelante. Ayudando a su mamá si lo necesita.

Con el préstamo quiere comprar arroz, azucar, legumbres, granos, frutas para poder presparar mas almuerzos. En el futuro quiere poder obtener un restaurante en el centro de la ciudad donde le resulta más efectivo la venta de almuerzos y meriendas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Karina Jessenia to buy merchandise for her restaurant.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Feb 21, 2013
Currency Exchange Loss:
Mar 27, 2014