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Cecilia is 44 years old and a single mother of four children. She lives with her children and her grandmother in a neighborhood in the town of Tela, Atlántida.

For the past three years, Cecilia has managed her own grocery business where she sells rice, beans, lard, canned goods, condiments, donuts, bread, grains, flour, soap, bran, soft drinks, and other products. She has obtained several loans from ODEF and the one she is currently requesting is her 17th transaction, which is in the amount of 13,000 HNL. The proceeds will be used to restock her business with basic grains, bran, soft drinks, and other products. Her plan is to continue growing her grocery business.

View original language description ↓
Cecilia tiene 44 años de edad, es madre soltera y tiene 4 hijos, vive en una aldea que pertenece al municipio de tela, Atlántida junto a sus hijos y su abuela. Cecilia lleva tres años de tener su propio negocio de pulpería, donde vende arroz, frijoles, manteca, productos enlatados, condimentos, churros, pan, cereales, harina, jabón, salvado, refrescos etc. Ella ha obtenido varios prestamos con ODEF, el que esta solicitando actualmente es el numero 17 y es por 13,000 Lempiras, este préstamo lo utilizara para surtir de granos básicos, salvado, refrescos y otros productos para surtir el negocio. Su plan es seguir creciendo con el negocio de pulpería.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $9,872,650
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Cecilia to buy basic grains, bran, soft drinks, and other products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 7, 2013
Feb 18, 2013
Currency Exchange Loss:
Oct 17, 2013