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Josefa Del Socorro
Josefa is an exemplary women who is concerned with her family's well-being and works hard to help with their home improvements. She wants to give her nuclear family more humane conditions. Josefa is married and has one daughter, who she supports completely in her academic development.

Josefa urgently needs to be lucky enough to get a loan, which is why she came to Ceprodel's offices. She is requesting the loan to purchase the construction materials she needs to carry out her home improvements. She needs blocks, cement, sand, mooring wire, zinc and laborers. Josefa is grateful to Ceprodel for their kind gesture and to the Kiva investors for offering timely and needed aid to the poorest sectors.
View original language description ↓
Josefa es una mujer ejemplar, preocupada por el bien estar de su familia, esforzada para apoyar en el mejoramiento de su casa y darles las condiciones más humanas a su núcleo familiar, es casada con una hija la que le está proporcionando todo el apoyo para que se desarrolle académica mente.

Actualmente esta señora tiene la urgencia de ser favorecida con un financiamiento, por eso llego a las oficinas de ceprodel, para solicitar un prestamo, para comprar el material de construcción que requiere para efectuar su obra de mejoramiento mismo, como bloques, cemento, hierro, arena, alambre de amarre, zinc y mano de obra y de esta manera agradece por su buen gesto a ceprodel y a los inversionistas de kiva, por brindarle el apoyo oportuno y necesario a los sectores más pobres.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Josefa Del Socorro with the purchase of blocks, cement, iron, sand, mooring wire, zinc and labor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 18, 2013
Currency Exchange Loss:
Mar 18, 2014