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Sammy's Group
In this Group: Samuel, Richard, Priscilla, Lydia, Paulina, Mercy
The group is made up of six members who have been accessing loans from ID Ghana (MFI) since 2011. They are Samuel, Mercy, Priscilla, Paulina, Richard and Lydia. Samuel and Richard sell shoes. Paulina sells provision. Mercy sells fish. Priscilla sells soft drinks, and Lydia sells material respectively. ID Ghana has been of great service to them since they have been able to grow their small businesses through ID Ghana's services.

Samuel is a 30-year-old shoe seller. He has five years working experience. He works six days in a week (from Monday to Saturday). He is constantly working to improve upon his business capital. This is his fourth loan with ID Ghana, and he is requesting an amount of 1,400 GHS to buy shoes to sell to his customers in the community.

The group needs a total amount of 6,000 GHS for business expansion and to meet customers’ demands.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 20
    View loans »
    Ghana Loans Fundraising
  • $12,521,275
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sammy's Group's $3,175 loan helped a member to buy more shoes to sell to customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 18, 2013
Currency Exchange Loss:
Sep 17, 2013