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Feruza is a 29 year old resident of the Yavan region. She is married. Feruza is the mother of five children. They have a very large and friendly family. Her husband goes to the Russian Federation every year as a migrant worker.

Feruza has secondary education. Together with her family she works with sowing agricultural crops. She has been in this area for eight years.

Feruza takes a loan for the sowing of onions, potatoes, tomatoes, wheat and the purchase of mineral fertilizers, in order to be able to build a house based on the income received.
View original language description ↓
Феруза 29 летняя жительница района Яван. Она замужем. Феруза является матерью пятерых детей. У них очень большая и дружная семья. Ее муж каждый год ездит на заработки в Российскую Федерацию. Феруза имеет среднее образование.
Феруза вместе со своей семьей занимается посевом сельскохозяйственных культур. В этой области она восемь лет.
Феруза берет кредит для посева лука, картошки, помидоров, пшеницы и закупа удобрений, чтобы за счет полученной прибыли она смогла достроить свой дом.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 220
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Feruza to sow onions, potatoes, tomatoes, wheat and to purchase mineral fertilizers, in order to be able to build her house based on the income received.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 19, 2013
Currency Exchange Loss:
Feb 17, 2014