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Abdukayum is 35 years old and is married with two children. His children are still in school and his wife works in a cafeteria as a dishwasher. Abdukayum works in the building trade, but everything that he and his wife earn together goes to pay for their living expenses. A few months ago, they started to build a home, but they had to halt construction due to lack of funds. The one solid source of income in the family is cattle raising. Abdukayum has been involved in this line of work practically since childhood. He knows all the advantages of this line of work. His plan is to increase his business so he can use the income to finally finish the work on his home. His wife also helps him in this task. At the moment, the feed for the animals is running out since it is winter, there is hardly any grass anywhere. This is why Abdukayum has turned to Arvand for financial support. He plans to use his loan to buy feed for his animals. He sends his thanks to Arvand, because it is through the assistance of their organization that people in need of financial help can fulfill their plans.
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Абдукаюм мужчина в возрасте 35 лет. Он женат, имеет двоих детей. Дети ходят в школу. Жена работает в столовой, посудомойщицей. Сам Абдукаюм работает на стройке. Но то что они вместе с женой зарабатывают все уходит на проживание. Несколько лет тому назад они начали строить дом но из за не хватки денежных средств приостановили стройку. Единственным хорошим доходом в их семье является откармливание скота. Этим делом Абдукаюм занимается почти с детство. Знает все преимущество этого дела. Он планирует развивать этот бизнес и на прибыль наконец то достроить свой дом. Жена тоже помогает ему в этом деле. На данный момент у него закончился корм для скота, сейчас зима и травы почти негде нет.
Поэтому Абдукаюм обратился в Арванд за финансовой поддержкой, планирует на полученный кредит купить корм для скота. Он выражает свою благодарность Арванд, за то что с помощью таких организаций люди нуждающиеся в денежных средствах могут осуществить свои планы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 228
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Abdukayum to purchase feed for livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2013
Feb 19, 2013
Currency Exchange Loss:
Feb 17, 2014