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Zulayho is 31 years old and she lives in the city of Khujand. She is raising three children - her husband left to work in Russia. Zulayho turned to Humo for a loan of 10,000 TJS to buy ingredients for making pies. She works as a baker and sells pies filled with potato, sausage and ground meat. She works near the bazaar, where she trades for 22 days of each month. She also has a grocery shop where she works as a cashier.
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Зулайхо 31 год, она жительница города Худжанд. Зулайхо воспитывает троих детей. Ее муж уехал на заработки в Россию.
Зулайхо обратилась в Хумо за кредитом в размере 10 000 TJS для покупки ингредиентов для приготовления пирожков. Она занимается приготовлением и продажей пирожков с картофелем, пирожков с колбасой и беляшей. Зулайхо работает возле базаре, она работает 22 дня в месяц. У нее также имеется продуктовый магазин, где она работает продавщицей.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Zulayho to buy ingredients for making pies.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Feb 19, 2013
Currency Exchange Loss:
May 17, 2014