A loan of $125 helped to buys seed and fertilizers to use in her vegetable farming business.


Sarswati's story

Sarswati is 50 years old. She is married and has four children, ages 31, 26, 24, and 23. Many years ago, she established her vegetable farming business. Working seven days a week and four hours a day in farming, she supports her family. She has already received and successfully repaid three loans from Patan BPW. She used this current loan to buy seed and fertilizers. Sarswati plans to uplift the economic condition of her family in the future. She thanks you for your support. Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, BPW's borrowers are able to purchase greater amounts of seed and fertilizer. With more seed and fertilizer, a borrower is able to grow cash crops that she can sell in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.



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