A loan of $350 helped to buys seed and fertilizers.


Madhu Malati's story

Madhu Malati, age 49, has been farming vegetables for many years. She works on her farm seven days a week for four hours a day. She and her husband have three grown children, ages 20, 26, and 30.

She has already received and successfully repaid seven loans from Patan BPW and used her most recent loan funds to buy seed and fertilizers for her business. She will use her current loan for the same purpose.

In the future, Madhu Malati plans to uplift the economic condition of her family. She thanks you for your support.

Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, BPW's borrowers are able to purchase greater amounts of seed and fertilizer. With more seeds and fertilizer, a borrower is able to grow cash crops to be sold in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.



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