A loan of $300 helped to buy grocery goods for her business.


Nirmala's story

Nirmala is 50 years old. She is married and has three children, ages 21, 18, and 17. Many years ago, she established her grocery store business. Working 7 days a week and 12 hours a day, she supports her family. She has already received and successfully repaid five loans from Patan BPW. She used this current loan to buy grocery goods for her business.

Nirmala plans to uplift the economic condition of her family in the future. She thanks you for your support.

In the Kathmandu Valley, the small grocery store, called a pasal, is an important part of the local economy. People purchase fresh produce, milk, and staples such as rice, lentils, and flour, every day, for cooking in their homes. Owners of small grocery stores use Kiva loans to increase their purchasing power and profit margins. By keeping inventory strong and purchasing in larger amounts, owners of these small stores are able to increase the profitability of their businesses. While a typical pasal might be no more than 100 square feet, they are always full of bargaining customers, incoming produce, and shrewd businesswomen.



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