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Luljeta, a 44-year-old villager and married mother of three children, lives in a district in the southeastern Albania area that has been known for producing high-quality onions and potatoes. The geographic climate and the type of soil both play an important role in creating such produce.

Luljeta has been in the agricultural business for 20 years. Every year around springtime, she plants onions and potatoes in the land that she owns. She harvests onions by end of summer when they are usually dry and mature. She harvests potatoes by mid-summer. She then sells the produce to wholesale buyers.

“This type of activity requires lots of labor work and exhausts me and my husband, who helps me out. However, this has been the best and only source of income for our family,” Luljeta said.

As soon as possible, Luljeta needs a loan to purchase onion and potato seeds for planting.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 8
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 104.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,875 helped Luljeta to purchase onion and potato seeds for planting.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Feb 15, 2013
Mar 1, 2013
Currency Exchange Loss:
Sep 17, 2015