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Bulbul is 50 years old. She is married and has a 26-year-old son. She is working as a cleaner and her husband is an electrician, and both family members get a small monthly salary. The family is involved in agricultural business. In particular they own a plot of land where they grow different kind of vegetables, fruit and citrus. They have been involved in this business for 20 years and are very experienced in this field. The family does all relevant agricultural work to insure a good quality of harvest.

Harvested products are sold at the local open market. With the requested loan, Bulbul plans to purchase bee hives with bee colonies. The family members will sell the produced honey for a good price and they will increase their family income. The increased profit will be reinvested in the same business and Bulbul will be able to improve her family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 53
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Bulbul to purchase bee hives with bee colonies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 16, 2013
Feb 18, 2013
Currency Exchange Loss:
Mar 17, 2014