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Begayim is the 49-year-old mother of four children. Two of these four children are grown. Begayim has received a higher education, and is, by nature, a quiet, decent, and courteous woman. She has been a source of income for her family for 30 years, earning money through her livestock. She began her business with 10,000 KGS. Thanks to her hard work perseverance, she now brings in around 20,000 KGS a month, and has one cow and eight ewes. Additionally, Begayim cultivates four hectares of land, growing corn, cotton, and vegetables. With the goal of further growing her business, Begayim has turned to Bai Tushum and Partners for a loan of 40,000 KGS to buy high-quality seeds and fertilizers so she can maximize her harvest. She plans to reinvest the income from the loan back into her business.
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Бегайым 49 лет, мать 4 детей. Двое из четырех детей взрослые. Бегайым имеет среднее образование по характеру очень спокойная, порядочная и учтивая женщина. В качестве источника дохода для своей семьи 30 лет назад, занимается животноводством и полеводством. Начатый с суммы 10,000 сом бизнес благодаря упорному труду и настойчивости Бегайым, на сегодня приносит около 20,000 сом в месяц. Хозяйство Бегайым насчитывает 1 корову и 8 овцематок, также Бегайым возделывает 4 га земли в кукурузу, хлопок и овощи. В целях дальнейшего развития своего бизнеса, Бегайым обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку высококачественных семян и удобрений, для получения максимального количества урожая. Доходы от кредита Бегайым планирует вложить в дальнейшее увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Begayim tu purchase seeds and fertilizers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 18, 2013
Currency Exchange Loss:
Nov 17, 2013