Julia, 46, grew up on a plantation and life on the land is what she understands and knows very well. She produces taro, bananas, and other fruits, which are sold at the Fugalei market once a week. Julia’s knowledge of farming and her understanding of seasonal planting and protecting crops from insects comes from her long experience working the land. She is requesting a capital loan of $875.00 so she can purchase organic materials to help insure a healthy yield and grow her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.