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Azikul is a 65-year-old widow with one adult son. She lives with her parents.

In search of additional sources of income for her family, Azikul started her own animal husbandry business in 1968 with an initial investment of 5,000 som. Thanks to persistent work Azikul now has two cows, two bulls, four calves, and two horses on her farm. Her monthly income from diary and meat products as well as the resale of cattle is about 35,000 som.

With long-term business development in mind, Azikul turned to Bai Tushum and Partners for a loan of 120,000 som to purchase four bulls. She plans to use the additional income to invest in increasing her head of cattle. In the long-term, she plans to make her long-time dream of purchasing a family car come true.
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Азыйкул 65 лет, вдова, у нее один взрослый сын, живет вместе с родителями. В поисках источника финансирования для своей семьи, в 1968 году Азыйкул начала свой бизнес в животноводстве со стартовой суммы 5,000 сом (KGS). Благодаря упорному труду Азыйкул, на сегодня в ее хозяйстве имеется две коровы,два бычка, 4 теленка и 2 лошади, что приносит в квартал примерно 35,000 сом с продажи молочных и мясных продуктов и перепродажи скота. Для дальнейшего развития своего бизнеса, Азыйкул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку 4 голов бычков. Доходы Азыйкул планирует вложить в увеличение поголовья домашней скотины. В дальнейшем Азыйкул планирует осуществить давнюю мечту, купить одну семейную машину.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Azyikul to purchase 4 bulls.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 25, 2013
Currency Exchange Loss:
Aug 17, 2014