Mkhitar is from Arpy village of Vayots Dzor region. He lives with his wife, Maspyur, and son, Edvard, who is 25 years old.
Mkhitar runs a farm. He keeps a cow and 12 chickens, and he grows peach, apricot, pear, nut and apple trees. He is a very hard-working farmer and does his best to sustain his family. His wife helps him to gather the harvest and sell it in the local open markets. For Mkhitar and his family, this is the only source of income, and unfortunately he is hardly able to cover the family's costs.
Mikhitar has applied for this loan to purchase a heifer and forage for feeding the livestock. The loan is very important for him to earn more income and ensure a better life for his family.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.