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Irma is 53 and has a nine-year-old son. She sells an internationally known brand of natural dietary products from her stall in the Plan 3000 district. This is her second loan with the institution and she will use the money to widen the range of natural dietary products which she sells. She is applying for the loan because she does not have enough money to expand the range of goods which she offers. Irma faces a number of challenges, such as improving her business in terms of variety so as to be able to beat her competitors, and so she plans to use the loan to buy dietary products. Her ambition is to have a stable and profitable business and to offer her customers a variety of natural products so as to improve her income and, hence, the quality of life of the whole family.
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La Sra. Irma tiene 53 años con un hijo de 9 años, ella se dedica a la venta de productos naturales dietéticos de una línea muy conocida a nivel mundial su puesto de venta se encuentra en la zona del Plan 3000, este préstamo es su primera secuencia dentro de la institución, la Sra. Irma utilizara el dinero del préstamo para ampliar la gama de productos naturales dietéticos que vende, su razón para solicitar este préstamo es no cuenta con el dinero suficiente para ampliar la variedad de productos que ofrece, Irma enfrenta retos en su negocio como mejorar su negocio en cuanto a variedad, ya que existe mucha competencia y va a utilizar los beneficios en la compra de productos de nutrición, su deseo es tener un negocio estable y rentable donde ofrezca variedad de productos naturales que ofrecer a su clientela, de esta manera mejorar sus ingresos y por ende su calidad de vida de toda su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Irma to buy natural products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 16, 2013
Currency Exchange Loss:
Mar 17, 2014