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Tembiapo Pora Group
In this Group: Gloria, Nora, Florentina, Nancy, Catalina, Dora, Agueda, Nilda, Gloria, Rosa, Balvina, Elva*
* not pictured
This group, called "Tembiapo Pora", is on its eleventh loan cycle. Through efforts and continuous work, the women are improving their financial situation but, at the same time, they are aware that their efforts and work must continue.

One member of the group, Agueda, says that by buying and selling cosmetics she is moving forward and so she can help her family. Agueda is a hard-working person and knows that, through her work, she can increase her income and keep growing.

She is applying for this loan to buy all types of cosmetics, so as to continue working and continue helping her family. The group members are thankful for the opportunities that they are given because with them they will keep growing.
View original language description ↓
El grupo llamado Tembiapo Pora está en su ciclo número 11. A través del esfuerzo y el trabajo continuo, ellas se encuentra mejorando su situación de pobreza, pero igualmente está consciente de que este trabajo y esfuerzo que está haciendo debe ser continuo.
Agueda, una de las miembros de este grupo, comenta que por medio de la compra y venta de cosméticos está saliendo adelante y ayuda con esto a su familia. Agueda es una persona muy trabajadora y esta consiente que por medio de su trabajo podrá mejorar sus ingresos e ir creciendo.
Solicita de este crédito para la compra de cosméticos de toda clase, para poder seguir trabajando y ayudando así a su familia. Agradecen por la oportunidad que reciben, porque seguirán creciendo.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 16
    View loans »
    Paraguay Loans Fundraising
  • $37,123,950
    Funds lent in using Kiva
  • 4,083.7
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Tembiapo Pora Group's $2,125 loan helped a member to buy cosmetics to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Feb 16, 2013
Currency Exchange Loss:
Jun 17, 2013